What is Non Negligence insurance?

Non negligence insurance or JCT Insurance – also known as JCT 21.2.1 insurance and JCT 6.5.1 insurance – is designed to offer cover to the contractor or property owner if a neighbouring property should suffer damage that is not attributable to negligence.

In a construction project, despite all safety precautions and regulations being followed, damage can still occur to neighbouring properties due to unforeseen circumstances. In this case, it can be difficult to attribute the damage to negligence. Non negligence insurance covers the costs associated with such damage.

Non negligence insurance cover will be a sensible addition to insurance cover in contracts of any size involving excavations, piling or demolition, neighbouring structures, and contractual requirements.

Non Negligence cover will be a sensible addition to insurance cover in contracts of any size involving:

Excavations
Piling or demolition
Neighbouring structures
Contractual requirement

How does non negligene insurance work in JCT contracts?

The Joint Contracts Tribunal Standard Buildings Contract and non negligence insurance, relevant to the JCT 21.2.1 and JCT 6.5.1 clauses of the JCT contract will protect you against claims from non negligent injury or damage.

Why choose our JCT non negligence insurance?

Sutcliffe and Co’s non negligence insurance is tailored to meet the unique requirements and needs of each of our clients, ensuring peace of mind during your construction projects. We understand the intricacies of JCT contracts and the critical role that effective JCT 21.2.1 insurance and JCT 6.5.1 insurance cover plays in safeguarding your investments and the surrounding properties.

We understand that every business is different & can advise what insurance you do, and do not, need
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