In the motor trade or haulage business, why do I need insurance?

Injury to employees or the general public, damage to or theft of property or equipment, road traffic accidents, prosecutions, tribunals – all disasters that could hurt your business and possibly cause it to close. The correct insurance will protect your company.

If simple cover is all you need, then we will not force unnecessary extras upon you. Larger, or more unusual or complex enterprises will require bespoke policies to suit their particular needs.

What sort of insurance would be part of a basic policy?

Public liability
Products liability
Employer's liability
Fleet insurance
Stock
Business interruption

What else might I need?

As no two businesses are alike, no two policies should be alike. Sutcliffe & Co will not just provide an ‘off the shelf’ package, but get to know your business needs in order to provide the cover that you require. We may recommend additional covers, such as:

Whatever your size or trade, Sutcliffe & Co will provide a comprehensive package of insurances tailored to you
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You may also benefit from these related options:

Environmental liability insurance
Personal accident & sickness insurance
Cyber insurance