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Tenants Improvements insurance

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What is Tenants Improvements insurance?

Tenants Improvements insurance will cover you if you rent or lease a property and have spent money improving or refurbishing the property. This is important because your improvements will not be included in the landlord’s building insurance, so if the property burns to the ground, your landlord will only re-build the shell of the building (or its original state).

Tenant improvement insurance can normally be added to a commercial package or commercial combined policy.

Improvements could include:

  • Air conditioning
  • Lighting
  • Wiring
  • Partitions
  • A mezzanine
  • Kitchen units

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