Fleet insurance

What is Fleet insurance?

Fleet insurance enables a number of vehicles to be insured on one policy with most insurers starting fleets from between three and five vehicles. The advantage of insuring your vehicles on a fleet rather than individually is reduced administration, increased flexibility and cost savings.

If you only have two or three basic vehicles then the cost savings of a fleet policy are not always immediately apparent; however, convenience, flexibility and depth of cover are obvious advantages. Cost savings are more evident if you employ higher risk drivers, have higher risk vehicles or increase the number of vehicles.

Cover can be extended to include foreign use and detached trailers, and we can arrange policies for hauliers’ liability, public liability, employers’ liability and goods in transit.

 If your business involves buying, selling or repairing vehicles, you may be better served by a motor trade policy.