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About Us Independent Insurance Brokers with over 60 years' of specialist knowledge

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Who we are

 The importance of obtaining the correct advice is all too often underestimated, with poor or inadequate insurance only realised after the event – by this time it is too late. Sutcliffe & Co has a highly experienced team of specialist commercial and personal lines insurance brokers to look after your insurance requirements and take the burden of insurance off your shoulders.

Since 1984, Sutcliffe & Co has been trusted with arranging insurance for many thousands of business and private clients across the UK from our base in Worcester. The Sutcliffe family have been insurance professionals for four generations and recognises the importance of personal service.

We work alongside our sister company, Mann Broadbent, which specialises in sports & leisure insurance, in order to provide a full service for all our clients. Our goal is to always provide you with the right insurance that fits your unique needs.

The hallmark of our business is and will remain, the provision of our personal service.

Over four generations experience of trusted advice
Over four generations experience of trusted advice

Over 60 Years' Specialist Knowledge

With over half a century of expertise in the insurance industry, our brokerage has a profound understanding of the unique risks and requirements associated with sports, dance, and leisure activities. Our long-standing presence has equipped us with unparalleled insights and a deep knowledge base, ensuring our clients receive the best possible advice and coverage.

A Highly Experienced Team of Specialists

Our team comprises specialists with years of experience and a passion for sports and leisure activities. Their expertise isn’t just theoretical; it’s built on a foundation of personal involvement and understanding of these industries. This means our clients benefit from advice that’s both professional and deeply informed by real-world experience.

Honest, Impartial Advice

Integrity is at the core of our services. We provide honest and impartial advice to ensure that your insurance decisions are informed and beneficial to your specific needs. Our commitment is to your interests, not to any particular insurance provider, ensuring a transparent and trustworthy partnership.

A Professional and Personal Service

We blend professionalism with a personal touch, understanding that each client has unique needs and preferences. Our approach is to tailor our services to fit you perfectly, ensuring that you feel valued and understood. This personalisation sets us apart and ensures a more effective and enjoyable experience for our clients.

A Language You Can Understand

Insurance can be complex, but we make it simple. Our team is adept at translating industry jargon into clear, understandable language. We ensure that you’re fully informed and comfortable with every aspect of your policy, so you can make decisions with confidence and clarity.

The Right Insurance at the Right Time

Timeliness is key in insurance, and we specialise in ensuring you have the right coverage at the right time. Whether it’s adjusting your policy to suit changing needs or swiftly handling claims, our proactive approach means you’re always well protected and supported, whatever your journey in sports, dance, and leisure activities may bring.

Our Team

Our staff members are not only skilled professionals but also active participants in a wide range of hobbies and sports. This unique blend of personal experience and professional expertise ensures we understand your needs and speak your language. Get to know the people behind our services who are as enthusiastic about your hobbies as they are about providing the right insurance solutions for you.

Director

Duncan Sutcliffe

Director
Operations

Andy Morehen

Operations
Team Manager

Sue Smith

Team Manager
Insurer Relations

Jane Gilbert

Insurer Relations
Account Executive

Tim Hiorns

Account Executive
Account Executive

Caroline Pearson

Account Executive
Account Executive

Stewart Glazzard

Account Executive
Account Handler

Kerry McNichol

Account Handler
Account Handler

Kelly Cotterill

Account Handler
Account Handler

Carolyn Rice

Account Handler
Account Handler

Amanda Watterson

Account Handler
Account Handler

Jess Jordan

Account Handler
Account Handler

Thomas Field

Account Handler
Account Handler

Stefi Gilliard

Account Handler
Sports & Leisure

Anita Devereux

Sports & Leisure
Sports & Leisure

Doug Kaye

Sports & Leisure
Sports & Leisure

Lynne Bent

Sports & Leisure
Sports & Leisure

Nick Devereux

Sports & Leisure
Marketing & PR

Christina Darling

Marketing & PR

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Top Tips for Preparing Your Electric Vehicle for Cold Weather! 🚗❄️ Winter can be tough on your electric vehicle (EV), but with the right preparation, you can ensure a smooth and safe driving experience. Here’s how to get your EV ready for the colder months: 1. Check Your Tyres Regularly - EVs are heavier than traditional cars, so wheel and tyre issues are more common. Make sure to regularly check tyre pressure, alignment, and condition to avoid unnecessary breakdowns. 2. Monitor Weather Conditions - Cold and wet weather can reduce battery efficiency. Always check the weather before you drive and plan for shorter range on chilly days. 3. Use Pre-Heat Functions - Most EVs have apps that let you pre-heat your vehicle. This will help you avoid draining your battery by idling and make your ride more comfortable by defrosting your car in advance. Winter driving can be tricky, but with these tips, you’ll keep your EV in top shape. Stay prepared and stay safe this season! ❄️ Find out more> https://www.sutcliffeinsurance.co.uk/news/electric-vehicles-cold-weather/ Have questions? Contact us at 01905 21681 #WinterDriving #ElectricVehicle #CarCare #WinterPrep #RoadSafety

Top Tips for Preparing Your Electric Vehicle for Cold Weather! 🚗❄️

Winter can be tough on your electric vehicle (EV), but with the right preparation, you can ensure a smooth and safe driving experience.

Here’s how to get your EV ready for the colder months:
1. Check Your Tyres Regularly - EVs are heavier than traditional cars, so wheel and tyre issues are more common. Make sure to regularly check tyre pressure, alignment, and condition to avoid unnecessary breakdowns.
2. Monitor Weather Conditions - Cold and wet weather can reduce battery efficiency. Always check the weather before you drive and plan for shorter range on chilly days.
3. Use Pre-Heat Functions - Most EVs have apps that let you pre-heat your vehicle. This will help you avoid draining your battery by idling and make your ride more comfortable by defrosting your car in advance.

Winter driving can be tricky, but with these tips, you’ll keep your EV in top shape. Stay prepared and stay safe this season! ❄️

Find out more> https://www.sutcliffeinsurance.co.uk/news/electric-vehicles-cold-weather/

Have questions? Contact us at 01905 21681

#WinterDriving #ElectricVehicle #CarCare #WinterPrep #RoadSafety
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Why Do You Need Employer’s Liability Insurance? 🛡️ As a business owner, protecting your employees is not only the right thing to do—it’s the law. Employer’s liability insurance is essential to ensure you’re covered if an employee suffers a work-related injury or illness. Here’s why Employer’s Liability Insurance is a must: • Legal Requirement – It’s a legal obligation in the UK to have this insurance if you have employees. • Protection for Your Business – If an employee claims compensation for a work-related injury or illness, employer’s liability insurance covers the costs of legal fees, compensation, and medical expenses. • Cover for All Employees – This includes full-time, part-time, temporary, seasonal workers, and even volunteers. • Peace of Mind – With employer’s liability insurance, you can be confident that your business is protected from the financial strain of workplace accidents. Learn more > https://www.sutcliffeinsurance.co.uk/all-insurance-products/employers-liability-insurance/ Don’t risk your business or your reputation. Speak to us today about getting the right Employer’s Liability Insurance > 01905 21681 #EmployersLiabilityInsurance #BusinessProtection #EmployeeSafety #LegalRequirement #SutcliffeInsurance #BusinessInsurance #WorkplaceSafety

Why Do You Need Employer’s Liability Insurance? 🛡️

As a business owner, protecting your employees is not only the right thing to do—it’s the law. Employer’s liability insurance is essential to ensure you’re covered if an employee suffers a work-related injury or illness.

Here’s why Employer’s Liability Insurance is a must:
• Legal Requirement – It’s a legal obligation in the UK to have this insurance if you have employees.
• Protection for Your Business – If an employee claims compensation for a work-related injury or illness, employer’s liability insurance covers the costs of legal fees, compensation, and medical expenses.
• Cover for All Employees – This includes full-time, part-time, temporary, seasonal workers, and even volunteers.
• Peace of Mind – With employer’s liability insurance, you can be confident that your business is protected from the financial strain of workplace accidents.

Learn more > https://www.sutcliffeinsurance.co.uk/all-insurance-products/employers-liability-insurance/

Don’t risk your business or your reputation. Speak to us today about getting the right Employer’s Liability Insurance > 01905 21681

#EmployersLiabilityInsurance #BusinessProtection #EmployeeSafety #LegalRequirement #SutcliffeInsurance #BusinessInsurance #WorkplaceSafety
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Christmas Jumper Day at Sutcliffe & Co. 🤶🏻🎅🏼🎄 We’re spreading festive cheer here at Sutcliffe & Co this Christmas Jumper Day in support of an incredible cause: Onside Independent Advocacy in Worcester! By donning our brightest and most festive Christmas jumpers, we’re raising awareness and funds to help Onside Independent Advocacy continue their amazing work empowering individuals in our community to have their voices heard. Find out more about their work here> https://www.onside-advocacy.org.uk/ #ChristmasJumperDay #SupportLocal #OnsideAdvocacy #SutcliffeAndCo #Worcester

Christmas Jumper Day at Sutcliffe & Co. 🤶🏻🎅🏼🎄

We’re spreading festive cheer here at Sutcliffe & Co this Christmas Jumper Day in support of an incredible cause: Onside Independent Advocacy in Worcester!

By donning our brightest and most festive Christmas jumpers, we’re raising awareness and funds to help Onside Independent Advocacy continue their amazing work empowering individuals in our community to have their voices heard.

Find out more about their work here> https://www.onside-advocacy.org.uk/

#ChristmasJumperDay #SupportLocal #OnsideAdvocacy #SutcliffeAndCo #Worcester
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Protecting the future of your business. At Sutcliffe & Co, we provide bespoke insurance solutions to safeguard your business and personal assets. Let us help you secure a prosperous future call 01905 21681 or alternatively email Enquiries@sutcliffeinsurance.co.uk. #InsuranceBrokers #RiskManagement #BusinessProtection

Protecting the future of your business.

At Sutcliffe & Co, we provide bespoke insurance solutions to safeguard your business and personal assets.

Let us help you secure a prosperous future call 01905 21681 or alternatively email Enquiries@sutcliffeinsurance.co.uk.

#InsuranceBrokers #RiskManagement #BusinessProtection
...

Bought an Engagement Ring This Christmas? Protect It with Insurance! Proposing around Christmas is incredibly romantic, but in the excitement of planning the big moment, don’t forget to protect your beautiful new ring! Whether it’s an heirloom or a custom creation, your engagement ring is not just a piece of jewellery—it’s a symbol of love, commitment, and an investment for your future. Make sure your ring, and the love it represents, are properly safeguarded. Speak to us today about adding your engagement ring to your insurance policy. For more details, contact us at 01905 21681 or email Enquiries@sutcliffeinsurance.co.uk #EngagementRingInsurance #ProtectYourRing #HolidayEngagement #SutcliffeInsurance #EngagementInsurance

Bought an Engagement Ring This Christmas? Protect It with Insurance!

Proposing around Christmas is incredibly romantic, but in the excitement of planning the big moment, don’t forget to protect your beautiful new ring! Whether it’s an heirloom or a custom creation, your engagement ring is not just a piece of jewellery—it’s a symbol of love, commitment, and an investment for your future.

Make sure your ring, and the love it represents, are properly safeguarded. Speak to us today about adding your engagement ring to your insurance policy.

For more details, contact us at 01905 21681 or email Enquiries@sutcliffeinsurance.co.uk

#EngagementRingInsurance #ProtectYourRing #HolidayEngagement #SutcliffeInsurance #EngagementInsurance
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🎄 Stay Safe This Christmas! 🎄 As you prepare for the holiday season, remember to keep your Christmas presents hidden until the big day! Don’t leave them in view or under the tree too early – this can make your home a target for thieves. • Keep gifts out of sight – Store them in a safe place, away from windows or doors. • Secure your home – Lock doors and windows, especially if you’ll be away from home. • Stay vigilant – Be cautious with deliveries and make sure packages are brought inside quickly. Stay smart, stay safe, and enjoy a worry-free holiday season! 🎅✨ #ChristmasSafety #HolidaySecurity #StaySafe #SmartShopping #SutcliffeInsurance #ProtectYourPresents #HomeSecurity

🎄 Stay Safe This Christmas! 🎄

As you prepare for the holiday season, remember to keep your Christmas presents hidden until the big day! Don’t leave them in view or under the tree too early – this can make your home a target for thieves.

• Keep gifts out of sight – Store them in a safe place, away from windows or doors.
• Secure your home – Lock doors and windows, especially if you’ll be away from home.
• Stay vigilant – Be cautious with deliveries and make sure packages are brought inside quickly.

Stay smart, stay safe, and enjoy a worry-free holiday season! 🎅✨

#ChristmasSafety #HolidaySecurity #StaySafe #SmartShopping #SutcliffeInsurance #ProtectYourPresents #HomeSecurity
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Cyber Monday: Stay Safe While Scoring Big Deals! Cyber Monday is here, and it’s time to grab those amazing online deals! But before you dive into the discounts, make sure you’re protected from cyber scams lurking in the shadows. Here’s how to shop safely and avoid falling victim to fraud this Cyber Monday: • Look for secure websites (check for HTTPS and the padlock symbol) • Use trusted payment methods (like credit cards or PayPal) • Be cautious of “too good to be true” deals – they probably are! • Monitor your accounts for any unusual activity Want to know more? Read our full guide https://www.sutcliffeinsurance.co.uk/news/black-friday-cybercrime-scams/ For expert advice and help, contact us at 01905 21681 or email Enquiries@sutcliffeinsurance.co.uk Stay smart, secure, and enjoy your Cyber Monday savings! ✨ #CyberMonday #CyberSecurity #OnlineShopping #ShopSmart #AvoidScams #SutcliffeInsurance #StaySecure #CyberEssentials #DealOrNoDeal

Cyber Monday: Stay Safe While Scoring Big Deals!

Cyber Monday is here, and it’s time to grab those amazing online deals! But before you dive into the discounts, make sure you’re protected from cyber scams lurking in the shadows.

Here’s how to shop safely and avoid falling victim to fraud this Cyber Monday:
• Look for secure websites (check for HTTPS and the padlock symbol)
• Use trusted payment methods (like credit cards or PayPal)
• Be cautious of “too good to be true” deals – they probably are!
• Monitor your accounts for any unusual activity

Want to know more? Read our full guide https://www.sutcliffeinsurance.co.uk/news/black-friday-cybercrime-scams/

For expert advice and help, contact us at 01905 21681 or email Enquiries@sutcliffeinsurance.co.uk

Stay smart, secure, and enjoy your Cyber Monday savings! ✨

#CyberMonday #CyberSecurity #OnlineShopping #ShopSmart #AvoidScams #SutcliffeInsurance #StaySecure #CyberEssentials #DealOrNoDeal
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Holiday Shopping Spree? Make Sure Your Gifts Are Covered! 🎁 As you shop for the perfect Christmas gifts, don’t forget to check your home and contents insurance. It’s important to make sure your policy covers any Christmas-related claims, including theft or damage to your presents. Check your coverage: Ensure your gifts are protected from accidental damage, theft, or loss while stored at home or in transit. Update your policy: If you’ve purchased high-value items, you may need to adjust your coverage to ensure full protection. This festive season, make sure your gifts—and your home—are covered! 🎄✨ Get in touch today> 01905 21681 #InsuranceTips #HomeInsurance #ChristmasShopping #GiftProtection #HolidaySeason #SutcliffeInsurance #PeaceOfMind

Holiday Shopping Spree? Make Sure Your Gifts Are Covered! 🎁

As you shop for the perfect Christmas gifts, don’t forget to check your home and contents insurance. It’s important to make sure your policy covers any Christmas-related claims, including theft or damage to your presents.

Check your coverage: Ensure your gifts are protected from accidental damage, theft, or loss while stored at home or in transit.

Update your policy: If you’ve purchased high-value items, you may need to adjust your coverage to ensure full protection.

This festive season, make sure your gifts—and your home—are covered! 🎄✨

Get in touch today> 01905 21681

#InsuranceTips #HomeInsurance #ChristmasShopping #GiftProtection #HolidaySeason #SutcliffeInsurance #PeaceOfMind
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Who are you pointing at??? Well, it’s been a busy couple of days for Sutcliffe & Co attending the Chamber Professional Services Forum and then the Sterling Expo. Speakers at the Forum included Andrew Bradley from Bradley Haynes Law, Kevin Brent from Biz Smart and Derrin Kent from The Development Manager. Then yesterday at the Sterling Expo, Duncan Sutcliffe and Peter Roper met Mr Pac-Man himself, Darren Wilkins. We’re ready for the weekend! #networking #keepitlocal #worktogether #insurancebrokers #insurance #hwchamber #sterlingnetworks

Who are you pointing at???

Well, it’s been a busy couple of days for Sutcliffe & Co attending the Chamber Professional Services Forum and then the Sterling Expo.

Speakers at the Forum included Andrew Bradley from Bradley Haynes Law, Kevin Brent from Biz Smart and Derrin Kent from The Development Manager. Then yesterday at the Sterling Expo, Duncan Sutcliffe and Peter Roper met Mr Pac-Man himself, Darren Wilkins.

We’re ready for the weekend!

#networking #keepitlocal #worktogether #insurancebrokers #insurance #hwchamber #sterlingnetworks
...

Duncan Sutcliffe had a successful trip to London yesterday to give a presentation about cyber insurance and Cyber Essentials. We are passionate about supporting cyber security and as we head towards Black Friday and Cyber Monday, it’s never been more important to consider cyber insurance to safeguard the continuity of your business. Find out more about cyber insurance and Cyber Essentials on our website here> https://www.sutcliffeinsurance.co.uk/all-insurance-products/cyber-insurance/ #cybercrime #cybersecurity #cyberessentials #cyberinsurance #blackfriday #cybermonday #scams

Duncan Sutcliffe had a successful trip to London yesterday to give a presentation about cyber insurance and Cyber Essentials.
We are passionate about supporting cyber security and as we head towards Black Friday and Cyber Monday, it’s never been more important to consider cyber insurance to safeguard the continuity of your business.
Find out more about cyber insurance and Cyber Essentials on our website here> https://www.sutcliffeinsurance.co.uk/all-insurance-products/cyber-insurance/
#cybercrime #cybersecurity #cyberessentials #cyberinsurance #blackfriday #cybermonday #scams
...

Get the medical support you need with Private Medical Insurance. Private Medical Insurance, or PMI, is designed to cover the costs of private medical treatment for injuries or illnesses. This means policyholders can get quicker access to consultations and treatment, or perhaps chose a convenient time or location for treatment. This will reduce the discomfort or inconvenience when reliant upon the NHS. Private Medical Insurance can be purchased by companies to insure their staff, or by individuals. Policies can also extend to cover family members. There can also be benefits to pay for things like hospital expenses and access to treatments & drugs not readily available on the NHS. Find out what private medical insurance can cover here> https://www.sutcliffeinsurance.co.uk/all-insurance-products/private-medical/ #privatemedicalinsurance #privatemedical #personalinsurance #insurance

Get the medical support you need with Private Medical Insurance.

Private Medical Insurance, or PMI, is designed to cover the costs of private medical treatment for injuries or illnesses.
This means policyholders can get quicker access to consultations and treatment, or perhaps chose a convenient time or location for treatment. This will reduce the discomfort or inconvenience when reliant upon the NHS.

Private Medical Insurance can be purchased by companies to insure their staff, or by individuals. Policies can also extend to cover family members.

There can also be benefits to pay for things like hospital expenses and access to treatments & drugs not readily available on the NHS.

Find out what private medical insurance can cover here> https://www.sutcliffeinsurance.co.uk/all-insurance-products/private-medical/

#privatemedicalinsurance #privatemedical #personalinsurance #insurance
...

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