Care Farms insurance
Why do I need insurance for my care farm?
Care farms provide many service users with invaluable opportunities and potential. Unfortunately, they can also be difficult to insure. At Sutcliffe & Co., we understand and value the work of care farms and appreciate the additional procedures needed to make a care farm far safer than an ordinary one. We can advise you on what insurance is essential, what is nice, and what is unnecessary.
What should my insurance cover?
Care farm insurance should include the following features as part of a basic policy:

Public liability

Employer's liability

Tools

Agricultural vehicles

Livestock
No two farms are the same, so the best way to find out is to get in touch. The amount of insurance you require, and the cost, will be determined by the activities you undertake and the size of your business. For example, an acre of herbs will have different needs compared with a large, mixed-use, site with vehicles, plants and buildings. Depending upon structure and activities, you may also want to consider insurance for the following:
- Buildings
- Stock
- Trustees’ liability
- Contents
- Professional indemnity
