Landlord & Buy to Let insurance
Why do I need insurance if I let a property?
Damage to your property by flood, fire or theft, injury to tenants or members of the public, subsidence, tenancy disputes – all disasters that could destroy your investment and possibly cost you more than the market value of your property. The correct insurance will minimise the disruption.
Whatever your property, residential or commercial, UK or overseas, Sutcliffe & Co will provide Buy to Let insurance cover tailored to you.
What should my insurance cover?
Many policies can be extended to include a range of benefits such as:
Payment of fines & penalties
Payment of ransoms & extortion
Cover for lost or disrupted income
Cover for physical injury/damage
The cost of phone hacks
Cost of notifying your contacts
Incidents at your outsourced service providers
Social media risks
What else might you need?
We may recommend additional covers such as:
- Landlords contents
- Contract works
- Statutory Equipment Inspection
- Personal accident & sickness
- Loss recovery
- Trustees Liability
- Flood cover
What if you have a problem with your property insurance?
The benefit of using an independent insurance broker, such as ourselves, is that we can usually solve problems with non-standard property insurance, for example, if your property is unoccupied, a listed building, has a history of flooding or subsidence, or is undergoing renovation, to name a few.