Hairdressers, Beauticians and Salon Insurance

Why do Hairdressers, Beauticians & Salons need insurance? Injury to Clients, Damage to Contents, Equipment or Stock by Flood, Fire or Theft, Damage to Electronic Equipment, Injury to Staff, Prosecutions, Tribunals - all disasters that could hurt your business and possibly cause it to close. The correct insurance will minimise the disruption to your business.

What insurance does a Hairdresser, Beautician or Salon need? Whatever your business size and whatever your treatments or therapies, we will provide a comprehensive package of insurances tailored to you. If simple cover is all you need we will not force unnecessary extras upon you. Annual premiums for a basic package covering a small business or an individual start from under £100. Larger or more unusual enterprises will require bespoke policies to suit their particular needs.

A basic insurance policy for a salon would normally include as standard:

Public Liability Products Liability Stock Money Business Interruption Glass

Employers Liability  Treatment Risks Contents Electronic Equipment Book Debts Goods in Transit

What else might you need? As no two businesses are alike, no two policies should be alike. Sutcliffe & Co will not just squeeze you a standard package; we want to get to know your business intimately in order to provide what your business requires and take away your insurance worries. If your business requires it we may also recommend additional covers such as:

Tenants Improvements  Legal Expenses Directors & Officers Equipment All Risks Work Away Liability Personal Accident & Illness Business Travel Temperature Controlled / Refrigerated Stock Seasonal Increases in Stock Loss of Rent

Buildings  Loss Recovery Terrorism Exhibition Equipment Equipment / Machinery Breakdown Professional Indemnity Motor Reinstatement of Computer Data Loss of Licence Fidelity / Employee Dishonesty

Act now! Call us on 01905 21681 to get your insurance needs met