Why do you need Kidnap & Ransom Insurance

Kidnapping used to be confined to a few parts of the world and was targeted at political or wealthy individuals. Now kidnap is no longer restricted to areas of conflict and high profile targets, it is being seen all over the world. In some places Kidnap, Ransom and Extortion are a common methods of earning a living. Victims are often selected at random, with payment of the ransom being the most common method of achieving a safe return - rescue by James Bond is regrettably rare, and if you need James Bond it is too late to consider buying insurance!

With increasing travel for work and pleasure to some of the more dangerous parts of the world more and more companies and individuals are now protecting themselves, their employees and their loved ones with Kidnap insurance

Kidnap & Ransom insurance provides the services of a specialist consultancy whose primary role is to bring about the quick and safe release of the victim. The cover will also reimburse the ransom money and can extend to include cover for lost income, injury, liability and even theft of the ransom money.

Depending upon your needs, your insurer may also be able to provide you with training to teach you how to avoid being kidnapped and how to respond in a kidnap situation.

If your need for a kidnap policy is inspired by impending travel you may also want to talk to us about travel insurance, which we can provide to individuals and companies. Also you may want to consider personal accident insurance, which is again available to both individuals and companies. We can also provide insurance that combines kidnap, travel & personal accident cover on a single policy, giving you peace of mind that you and your employees are thoroughly protected.

If you are traveling to a high risk area and your budget can not extend to a full kidnap and ransom policy, some standard travel insurance policies have a limited kidnap extension, which we would be happy to advise you on. However, these are no substitute for a proper Kidnap, Ransom and Extortion policy.

If you would like more information on protecting you, your employees or your family please call us on 01905 21681 or contact us here.

Act now! Call us on 01905 21681 to get your insurance needs met

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