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A personal service in a commercial world

Specialist insurance brokers

Our highly experience team of specialist insurance brokers have been trusted with arranging insurance for many business and private clients across the UK from our base in Worcester.

Our goal is to seek out the right cover to suit your unique needs and the hallmark is, and will always remain, the provision of our personal service.

What type of insurance are you looking for?

We help businesses of all sizes get the right insurance for their needs. Just select your business sector and see how we can help you with honest, impartial advice.

Business Insurance

We help businesses of all sizes get the right insurance for their needs. Just select your business sector and see how we can help you with honest, impartial advice.
Our job is to source the right cover for your needs form high value homes and contents insurance, to bespoke cycle insurance and adventurous travel insurance, we can help you.

Personal Insurance

Our job is to source the right cover for your needs form high value homes and contents insurance, to bespoke cycle insurance and adventurous travel insurance, we can help you.

A partner for life

Since 1984, Sutcliffe & Co has been trusted with arranging insurance for many thousands of business and private clients across the UK from our base in Worcester. With a heritage spanning four generations, the Sutcliffe family embodies a profound commitment to personal service in the insurance domain. Personal service is not just a feature, but the very essence of our business ethos.

Sutcliffe & Co has a highly experienced team of specialist insurance brokers to manage your insurance requirements and take the burden of insurance off your shoulders. Our goal is to always provide you with the right insurance that aligns with your unique needs.

Over four generations experience of trusted advice
Over four generations experience of trusted advice

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Top Tips for Preparing Your Electric Vehicle for Cold Weather! 🚗❄️ Winter can be tough on your electric vehicle (EV), but with the right preparation, you can ensure a smooth and safe driving experience. Here’s how to get your EV ready for the colder months: 1. Check Your Tyres Regularly - EVs are heavier than traditional cars, so wheel and tyre issues are more common. Make sure to regularly check tyre pressure, alignment, and condition to avoid unnecessary breakdowns. 2. Monitor Weather Conditions - Cold and wet weather can reduce battery efficiency. Always check the weather before you drive and plan for shorter range on chilly days. 3. Use Pre-Heat Functions - Most EVs have apps that let you pre-heat your vehicle. This will help you avoid draining your battery by idling and make your ride more comfortable by defrosting your car in advance. Winter driving can be tricky, but with these tips, you’ll keep your EV in top shape. Stay prepared and stay safe this season! ❄️ Find out more> https://www.sutcliffeinsurance.co.uk/news/electric-vehicles-cold-weather/ Have questions? Contact us at 01905 21681 #WinterDriving #ElectricVehicle #CarCare #WinterPrep #RoadSafety

Top Tips for Preparing Your Electric Vehicle for Cold Weather! 🚗❄️

Winter can be tough on your electric vehicle (EV), but with the right preparation, you can ensure a smooth and safe driving experience.

Here’s how to get your EV ready for the colder months:
1. Check Your Tyres Regularly - EVs are heavier than traditional cars, so wheel and tyre issues are more common. Make sure to regularly check tyre pressure, alignment, and condition to avoid unnecessary breakdowns.
2. Monitor Weather Conditions - Cold and wet weather can reduce battery efficiency. Always check the weather before you drive and plan for shorter range on chilly days.
3. Use Pre-Heat Functions - Most EVs have apps that let you pre-heat your vehicle. This will help you avoid draining your battery by idling and make your ride more comfortable by defrosting your car in advance.

Winter driving can be tricky, but with these tips, you’ll keep your EV in top shape. Stay prepared and stay safe this season! ❄️

Find out more> https://www.sutcliffeinsurance.co.uk/news/electric-vehicles-cold-weather/

Have questions? Contact us at 01905 21681

#WinterDriving #ElectricVehicle #CarCare #WinterPrep #RoadSafety
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Why Do You Need Employer’s Liability Insurance? 🛡️ As a business owner, protecting your employees is not only the right thing to do—it’s the law. Employer’s liability insurance is essential to ensure you’re covered if an employee suffers a work-related injury or illness. Here’s why Employer’s Liability Insurance is a must: • Legal Requirement – It’s a legal obligation in the UK to have this insurance if you have employees. • Protection for Your Business – If an employee claims compensation for a work-related injury or illness, employer’s liability insurance covers the costs of legal fees, compensation, and medical expenses. • Cover for All Employees – This includes full-time, part-time, temporary, seasonal workers, and even volunteers. • Peace of Mind – With employer’s liability insurance, you can be confident that your business is protected from the financial strain of workplace accidents. Learn more > https://www.sutcliffeinsurance.co.uk/all-insurance-products/employers-liability-insurance/ Don’t risk your business or your reputation. Speak to us today about getting the right Employer’s Liability Insurance > 01905 21681 #EmployersLiabilityInsurance #BusinessProtection #EmployeeSafety #LegalRequirement #SutcliffeInsurance #BusinessInsurance #WorkplaceSafety

Why Do You Need Employer’s Liability Insurance? 🛡️

As a business owner, protecting your employees is not only the right thing to do—it’s the law. Employer’s liability insurance is essential to ensure you’re covered if an employee suffers a work-related injury or illness.

Here’s why Employer’s Liability Insurance is a must:
• Legal Requirement – It’s a legal obligation in the UK to have this insurance if you have employees.
• Protection for Your Business – If an employee claims compensation for a work-related injury or illness, employer’s liability insurance covers the costs of legal fees, compensation, and medical expenses.
• Cover for All Employees – This includes full-time, part-time, temporary, seasonal workers, and even volunteers.
• Peace of Mind – With employer’s liability insurance, you can be confident that your business is protected from the financial strain of workplace accidents.

Learn more > https://www.sutcliffeinsurance.co.uk/all-insurance-products/employers-liability-insurance/

Don’t risk your business or your reputation. Speak to us today about getting the right Employer’s Liability Insurance > 01905 21681

#EmployersLiabilityInsurance #BusinessProtection #EmployeeSafety #LegalRequirement #SutcliffeInsurance #BusinessInsurance #WorkplaceSafety
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Christmas Jumper Day at Sutcliffe & Co. 🤶🏻🎅🏼🎄 We’re spreading festive cheer here at Sutcliffe & Co this Christmas Jumper Day in support of an incredible cause: Onside Independent Advocacy in Worcester! By donning our brightest and most festive Christmas jumpers, we’re raising awareness and funds to help Onside Independent Advocacy continue their amazing work empowering individuals in our community to have their voices heard. Find out more about their work here> https://www.onside-advocacy.org.uk/ #ChristmasJumperDay #SupportLocal #OnsideAdvocacy #SutcliffeAndCo #Worcester

Christmas Jumper Day at Sutcliffe & Co. 🤶🏻🎅🏼🎄

We’re spreading festive cheer here at Sutcliffe & Co this Christmas Jumper Day in support of an incredible cause: Onside Independent Advocacy in Worcester!

By donning our brightest and most festive Christmas jumpers, we’re raising awareness and funds to help Onside Independent Advocacy continue their amazing work empowering individuals in our community to have their voices heard.

Find out more about their work here> https://www.onside-advocacy.org.uk/

#ChristmasJumperDay #SupportLocal #OnsideAdvocacy #SutcliffeAndCo #Worcester
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Protecting the future of your business. At Sutcliffe & Co, we provide bespoke insurance solutions to safeguard your business and personal assets. Let us help you secure a prosperous future call 01905 21681 or alternatively email Enquiries@sutcliffeinsurance.co.uk. #InsuranceBrokers #RiskManagement #BusinessProtection

Protecting the future of your business.

At Sutcliffe & Co, we provide bespoke insurance solutions to safeguard your business and personal assets.

Let us help you secure a prosperous future call 01905 21681 or alternatively email Enquiries@sutcliffeinsurance.co.uk.

#InsuranceBrokers #RiskManagement #BusinessProtection
...

Bought an Engagement Ring This Christmas? Protect It with Insurance! Proposing around Christmas is incredibly romantic, but in the excitement of planning the big moment, don’t forget to protect your beautiful new ring! Whether it’s an heirloom or a custom creation, your engagement ring is not just a piece of jewellery—it’s a symbol of love, commitment, and an investment for your future. Make sure your ring, and the love it represents, are properly safeguarded. Speak to us today about adding your engagement ring to your insurance policy. For more details, contact us at 01905 21681 or email Enquiries@sutcliffeinsurance.co.uk #EngagementRingInsurance #ProtectYourRing #HolidayEngagement #SutcliffeInsurance #EngagementInsurance

Bought an Engagement Ring This Christmas? Protect It with Insurance!

Proposing around Christmas is incredibly romantic, but in the excitement of planning the big moment, don’t forget to protect your beautiful new ring! Whether it’s an heirloom or a custom creation, your engagement ring is not just a piece of jewellery—it’s a symbol of love, commitment, and an investment for your future.

Make sure your ring, and the love it represents, are properly safeguarded. Speak to us today about adding your engagement ring to your insurance policy.

For more details, contact us at 01905 21681 or email Enquiries@sutcliffeinsurance.co.uk

#EngagementRingInsurance #ProtectYourRing #HolidayEngagement #SutcliffeInsurance #EngagementInsurance
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🎄 Stay Safe This Christmas! 🎄 As you prepare for the holiday season, remember to keep your Christmas presents hidden until the big day! Don’t leave them in view or under the tree too early – this can make your home a target for thieves. • Keep gifts out of sight – Store them in a safe place, away from windows or doors. • Secure your home – Lock doors and windows, especially if you’ll be away from home. • Stay vigilant – Be cautious with deliveries and make sure packages are brought inside quickly. Stay smart, stay safe, and enjoy a worry-free holiday season! 🎅✨ #ChristmasSafety #HolidaySecurity #StaySafe #SmartShopping #SutcliffeInsurance #ProtectYourPresents #HomeSecurity

🎄 Stay Safe This Christmas! 🎄

As you prepare for the holiday season, remember to keep your Christmas presents hidden until the big day! Don’t leave them in view or under the tree too early – this can make your home a target for thieves.

• Keep gifts out of sight – Store them in a safe place, away from windows or doors.
• Secure your home – Lock doors and windows, especially if you’ll be away from home.
• Stay vigilant – Be cautious with deliveries and make sure packages are brought inside quickly.

Stay smart, stay safe, and enjoy a worry-free holiday season! 🎅✨

#ChristmasSafety #HolidaySecurity #StaySafe #SmartShopping #SutcliffeInsurance #ProtectYourPresents #HomeSecurity
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Cyber Monday: Stay Safe While Scoring Big Deals! Cyber Monday is here, and it’s time to grab those amazing online deals! But before you dive into the discounts, make sure you’re protected from cyber scams lurking in the shadows. Here’s how to shop safely and avoid falling victim to fraud this Cyber Monday: • Look for secure websites (check for HTTPS and the padlock symbol) • Use trusted payment methods (like credit cards or PayPal) • Be cautious of “too good to be true” deals – they probably are! • Monitor your accounts for any unusual activity Want to know more? Read our full guide https://www.sutcliffeinsurance.co.uk/news/black-friday-cybercrime-scams/ For expert advice and help, contact us at 01905 21681 or email Enquiries@sutcliffeinsurance.co.uk Stay smart, secure, and enjoy your Cyber Monday savings! ✨ #CyberMonday #CyberSecurity #OnlineShopping #ShopSmart #AvoidScams #SutcliffeInsurance #StaySecure #CyberEssentials #DealOrNoDeal

Cyber Monday: Stay Safe While Scoring Big Deals!

Cyber Monday is here, and it’s time to grab those amazing online deals! But before you dive into the discounts, make sure you’re protected from cyber scams lurking in the shadows.

Here’s how to shop safely and avoid falling victim to fraud this Cyber Monday:
• Look for secure websites (check for HTTPS and the padlock symbol)
• Use trusted payment methods (like credit cards or PayPal)
• Be cautious of “too good to be true” deals – they probably are!
• Monitor your accounts for any unusual activity

Want to know more? Read our full guide https://www.sutcliffeinsurance.co.uk/news/black-friday-cybercrime-scams/

For expert advice and help, contact us at 01905 21681 or email Enquiries@sutcliffeinsurance.co.uk

Stay smart, secure, and enjoy your Cyber Monday savings! ✨

#CyberMonday #CyberSecurity #OnlineShopping #ShopSmart #AvoidScams #SutcliffeInsurance #StaySecure #CyberEssentials #DealOrNoDeal
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Holiday Shopping Spree? Make Sure Your Gifts Are Covered! 🎁 As you shop for the perfect Christmas gifts, don’t forget to check your home and contents insurance. It’s important to make sure your policy covers any Christmas-related claims, including theft or damage to your presents. Check your coverage: Ensure your gifts are protected from accidental damage, theft, or loss while stored at home or in transit. Update your policy: If you’ve purchased high-value items, you may need to adjust your coverage to ensure full protection. This festive season, make sure your gifts—and your home—are covered! 🎄✨ Get in touch today> 01905 21681 #InsuranceTips #HomeInsurance #ChristmasShopping #GiftProtection #HolidaySeason #SutcliffeInsurance #PeaceOfMind

Holiday Shopping Spree? Make Sure Your Gifts Are Covered! 🎁

As you shop for the perfect Christmas gifts, don’t forget to check your home and contents insurance. It’s important to make sure your policy covers any Christmas-related claims, including theft or damage to your presents.

Check your coverage: Ensure your gifts are protected from accidental damage, theft, or loss while stored at home or in transit.

Update your policy: If you’ve purchased high-value items, you may need to adjust your coverage to ensure full protection.

This festive season, make sure your gifts—and your home—are covered! 🎄✨

Get in touch today> 01905 21681

#InsuranceTips #HomeInsurance #ChristmasShopping #GiftProtection #HolidaySeason #SutcliffeInsurance #PeaceOfMind
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Who are you pointing at??? Well, it’s been a busy couple of days for Sutcliffe & Co attending the Chamber Professional Services Forum and then the Sterling Expo. Speakers at the Forum included Andrew Bradley from Bradley Haynes Law, Kevin Brent from Biz Smart and Derrin Kent from The Development Manager. Then yesterday at the Sterling Expo, Duncan Sutcliffe and Peter Roper met Mr Pac-Man himself, Darren Wilkins. We’re ready for the weekend! #networking #keepitlocal #worktogether #insurancebrokers #insurance #hwchamber #sterlingnetworks

Who are you pointing at???

Well, it’s been a busy couple of days for Sutcliffe & Co attending the Chamber Professional Services Forum and then the Sterling Expo.

Speakers at the Forum included Andrew Bradley from Bradley Haynes Law, Kevin Brent from Biz Smart and Derrin Kent from The Development Manager. Then yesterday at the Sterling Expo, Duncan Sutcliffe and Peter Roper met Mr Pac-Man himself, Darren Wilkins.

We’re ready for the weekend!

#networking #keepitlocal #worktogether #insurancebrokers #insurance #hwchamber #sterlingnetworks
...

Duncan Sutcliffe had a successful trip to London yesterday to give a presentation about cyber insurance and Cyber Essentials. We are passionate about supporting cyber security and as we head towards Black Friday and Cyber Monday, it’s never been more important to consider cyber insurance to safeguard the continuity of your business. Find out more about cyber insurance and Cyber Essentials on our website here> https://www.sutcliffeinsurance.co.uk/all-insurance-products/cyber-insurance/ #cybercrime #cybersecurity #cyberessentials #cyberinsurance #blackfriday #cybermonday #scams

Duncan Sutcliffe had a successful trip to London yesterday to give a presentation about cyber insurance and Cyber Essentials.
We are passionate about supporting cyber security and as we head towards Black Friday and Cyber Monday, it’s never been more important to consider cyber insurance to safeguard the continuity of your business.
Find out more about cyber insurance and Cyber Essentials on our website here> https://www.sutcliffeinsurance.co.uk/all-insurance-products/cyber-insurance/
#cybercrime #cybersecurity #cyberessentials #cyberinsurance #blackfriday #cybermonday #scams
...

Get the medical support you need with Private Medical Insurance. Private Medical Insurance, or PMI, is designed to cover the costs of private medical treatment for injuries or illnesses. This means policyholders can get quicker access to consultations and treatment, or perhaps chose a convenient time or location for treatment. This will reduce the discomfort or inconvenience when reliant upon the NHS. Private Medical Insurance can be purchased by companies to insure their staff, or by individuals. Policies can also extend to cover family members. There can also be benefits to pay for things like hospital expenses and access to treatments & drugs not readily available on the NHS. Find out what private medical insurance can cover here> https://www.sutcliffeinsurance.co.uk/all-insurance-products/private-medical/ #privatemedicalinsurance #privatemedical #personalinsurance #insurance

Get the medical support you need with Private Medical Insurance.

Private Medical Insurance, or PMI, is designed to cover the costs of private medical treatment for injuries or illnesses.
This means policyholders can get quicker access to consultations and treatment, or perhaps chose a convenient time or location for treatment. This will reduce the discomfort or inconvenience when reliant upon the NHS.

Private Medical Insurance can be purchased by companies to insure their staff, or by individuals. Policies can also extend to cover family members.

There can also be benefits to pay for things like hospital expenses and access to treatments & drugs not readily available on the NHS.

Find out what private medical insurance can cover here> https://www.sutcliffeinsurance.co.uk/all-insurance-products/private-medical/

#privatemedicalinsurance #privatemedical #personalinsurance #insurance
...

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